Deplorable statistics 2014
That until the last moment is a classic place to store and increase savings in the ordinary investor? Well, of course, the commercial banks. However, having studied the statistics of incidence of the banking sector in 2014, we can conclude that at the moment a bank deposit is the latest investment options.
Indeed, since the end of 2013 to currently only in Russian Central Bank was revoked 97 licenses to carry out banking activities, and twice as many banks are in the process of "order" in which the Bank of Russia is trying in any way to pull them out of the financial hole. In this case there is nothing to boast of the Ukrainian banking sector, which many experts live out their last months. Below you can find a partial list of banking institutions whose licenses have been revoked by the Bank of Russia since the end of 2013.

Which reached the European banks in the current year? Stock quotes are euro at the turn of the historical minimum, long-term Eurobonds lost almost half of its yield, and short-term general nobody claimed. Banking Europe is in a daze. Awaken her only by ending sanctions pressure on Russia has not come out. Germany, which is the industrial "locomotive" of the European Union, not in vain throughout 2014 repeatedly raised the issue of the need for urgent economic reforms.
Economic prospects for the EU today is not encouraging. It seems that 2015 will not be much different from 2014 and will not bring economic recovery for Europe, since this does not have any prerequisites. Therefore, the "march to the West" for profit, we also will not consider as an option for their own investments for 2015.
Precious metals? Classically, they were used as a "refuge" for investing in difficult times for the global economy. What is observed in the market of precious metals today? Below you can see a graph of gold stock prices, in accordance with which builds the price of the precious metal by all states of the world economy in the current year. The naked eye can see that during the 2014 gold was also not the best place for investment. The same pattern is observed on the stock of other precious metals.

Real Estate? The real estate market in 2014 in many European countries are in the growth phase. However, the opening of any analytical review of the sector from a reputable rating agencies or the exchange of experts, the first thing that gets in the eyes, this phrase - "bubble" ... However, do not need to have seven genius to understand that the price of real estate is in direct proportion many macroeconomic sphere, now located in a downward flight.
Where to invest in 2015?
We have considered the failure of the classic investment instruments. The issue is not even that by pouring negative on banking products we try to exalt other investment areas. We will try to be as objective as possible and face the truth. Therefore, we consider that show a high rate of return for 2014 and try to forecast the yield for 2015
PAMM investing
The amplitude of the average yield of PAMM-accounts from 30% to 100% per annum. Thus the general economic decline in 2014 in no way reflects on the profitability of the investment products. Moreover, all those who had time to navigate and change the priorities in their own investment endeavors by PAMM service has earned even more from sredneplanovyh indicators.
For the uninitiated in this area of investment will explain that the PAMM-account is a tool for private investment in trade in the financial markets experienced traders-managers.
PAMM Account Manager Finance companies Pantheon and Forex trend that shows the stability of the statistics at the beginning of 2014, to the present time (reports for 11 months trading) pleased their investors capitalization from 50% to 150% per annum.
We compare these figures with the average yield of bank deposits in US dollars? Banks offer of 9% per annum. In this case, the above statistics suggest that investing in bank products, the investor may lose altogether its own funds. Even diversifying their risks and investing to several banks, the investor can guarantee for itself only increase in the percentage of repayment of the deposit, but not profit. That is, if one of the four banks, who would you put your money, went bankrupt, the profits of the remaining deposits could not make up for the losses incurred. After 9% per annum, this simple nasmehatelstvo over investor.
If you invest in PAMM accounts and shared their own funds between 4 controls with stable annual yield of more than 50%, even if the two managers have failed you completely recover your investment and can even earn money. Here's the usual math, which is hard to argue against. It is therefore currently PAMM investment is the most promising in comparison with other types of investment in 2015.
Indices PAMM accounts PAMM funds
Companies Pantheon Finance and Forex Trend, like many other brokers offer investors more informed choices for investment than a single PAMM. Data brokers have recently presented the world with products already diversified financial risks. In this case, there is consideration by a selection of 3-10 PAMM accounts, levels of risk and return on which is the most balanced.
Forex Trend is an investment proposal called the index of PAMM-accounts. The specialists of the company created an entire collection of indices, using for this the most profitable of the PAMM PAMM own.
Pantheon Finance named selections are balanced PAMM funds, although, in fact, offer the Pantheon is no different from offering Forex trend. At the same time, brokers are quite different, the PAMM that are involved in these "portfolio" is also different. Therefore, we assume that these funds Indes and individual investment instruments. The more that each of these products is able to provide high quality investment in 2015. After PAMM PAMM-indices and funds is about 30% - 50% per year and is much more stable and lucrative than investing in any other classical instrument.
Investing in art in 2015
investicii-v-iskusstvoVse regular readers of the magazine investBAG already familiar with incredibly interesting proposal of Arts Trend Public Ltd. Investing in art today can be considered as the most relevant and least risky, especially if you are going to invest in the long term.
ArtsTrend currently is a company whose shares are listed on the stock exchange. By purchasing these securities, you invest in the activities of the society, whose yield is about 30% - 40% per year. Thus for decades and even centuries of growth statistics material value of art ensure stable growth of your investment. Especially because in the investment portfolio ArtsTrend included the most requested and popular creations of contemporary art.
Venture capital investments - market share ShareInStock
Innovator of the investment company of the world ShareInStock suggested already spoiled investors completely new product, providing the prospect of financial growth proprietors developing internet business. With the exchange of shares was possible to become equity partner websites commercial orientation through the acquisition of their shares. Rather unusual proposal is able to provide about 50% - 70% of annual income to the amount invested. In this case, the logical process of development of the sphere of Internet technologies in CIS guarantees repayment and good capitalization investments.
Investing in 2015 - bright prospects
Each of the proposed magazine investBag objects for investment, the investor is able to provide 30% - 40% per annum. Formed from these products portfolio, you diversify their risks and force equity to work for the benefit of your future, without succumbing funds to financial risks.
It is so effective and successful investor himself Journal investBag, create your own investment portfolio, the profitability of which you can find right now. Want to earn money without risking anything? Please use our tips! If you are going to carry their own money in the bank, then meet in a year ... We have, by this time, already will celebrate doubling of equity ...